Cost is often a barrier to seeking treatment, but all 4 Waterford centers accept multiple forms of payment and insurance to help make care accessible. Payment options include:
- Cash or self-payment
- Medicaid
- Medicare
- State-financed health insurance plans
- Private health insurance
- Federal or government funding for substance use programs
Medicaid is one of the primary funding sources for substance use treatment in Michigan. If you're covered by Medicaid or exploring state-funded options, the Michigan rehab guide offers detailed information on state-specific programs, coverage policies, and how to verify eligibility. Medicare also covers treatment for beneficiaries 65 and older. Private insurance plans vary widely in what they cover, so contacting your insurer before intake helps clarify copays, deductibles, and authorization requirements.
During intake, centers will verify your insurance and walk you through what costs you may be responsible for. If you have limited insurance or no insurance, ask about sliding scale fees, grants, or other financial assistance the program may offer.